We understand your home is possibly the largest financial investment you will make, but the investment is not just financial. Buying a home is also an investment in the future for you and your family. That is why we offer the First American Eagle Owner’s Policy of Title Insurance. This Owner’s Policy provides more than safeguards for the title to your property — it provides you with peace of mind.
The First American Eagle Owner’s Policy provides expanded title coverage for owners of one-to-four family residences, including condominiums. Coverages included in the Eagle Owner’s Policy offer the highest levels of protection available to homeowners.
Standard coverage handles such risks as:
Forgery and impersonation;
Lack of competency, capacity or legal authority of a party;
Deed not joined in by a necessary party (co-owner, heir, spouse, corporate officer, or business partner);
Undisclosed (but recorded) prior mortgage or lien;
Undisclosed (but recorded) easement or use restriction;
Erroneous or inadequate legal descriptions;
Lack of a right of access; and
Deed not properly recorded.
First American’s EAGLE Policy covers all of the risks listed above, plus:
Forced removal of improvements due to lack of building permit (subject to deductible);
Post-policy construction of improvements by a neighbor onto insured land; and
Location and dimensions of insured land (survey not required).